Credit Unions in the State of California
Greater Valley CU
940362027
1936
Fresno, CA 93778 United States
greatervalleycu.org
Credit Unions in the State of California: Greater Valley Credit Union
Overview
Greater Valley Credit Union, formerly known as California State Employees Credit Union No. 4, is a significant US nonprofit credit union operating in California. Established in 1936, it has become one of the most financially sound financial institutions in the Central Valley of California.
Membership
Membership in Greater Valley Credit Union is available to individuals who live or work in Fresno County or Madera Ranchos, as well as District 6 state employees or their retirees. Additionally, family members of existing members are also eligible to join. The process of becoming a member involves a low one-time membership fee and a minimal initial deposit into a savings account.
Operations
Greater Valley Credit Union is a member-owned, nonprofit organization. Its operations are guided by a Board of Directors composed of volunteers elected by its members. This governance structure ensures that the credit union's policies and direction align with the interests of its members. Any surplus generated by the credit union is returned to its members through higher interest rates on savings accounts and lower interest rates on loans.
Financial Services
The credit union offers a wide range of financial services, including new and used auto, RV, and boat loans, share secured loans, unsecured personal loans, home equity loans, and VISA credit cards. It also provides real estate mortgage options. The loan rates are competitive, and the terms are flexible to cater to various financial needs of its members. Additionally, Greater Valley Credit Union provides financial assistance to members facing difficulties in making loan payments, aiming to help avoid foreclosure and other financial hardships.
Regulatory Status
Greater Valley Credit Union is a regulated entity under the California Department of Financial Protection and Innovation (DFPI), operating within legal and regulatory frameworks designed to protect its members and ensure financial stability.
[1] https://www.greatervalleycu.org/about-us [2] https://www.greatervalleycu.org [3] https://dfpi.ca.gov/regulated_entity/greater-valley-credit-union/ [4] https://www.greatervalleycu.org/loan-rates [5] https://www.greatervalleycu.org/apply-for-loan
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Poslední komentáře
Love seeing how Greater Valley Credit Union supports the community! Financial education is so important, and it's great to have access to resources like links to other helpful sites. 💙💪detail |
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Great rates on savings and loans! It’s refreshing to see a credit union that truly cares about its members. Keep up the fantastic work, Greater Valley CU! 🙌✨detail |
Poslední diskuze
1. What are the main benefits of Credit Unions compared to traditional banks, specifically in terms of community impact and member engagement in California?Odpovědí: 3, Naposledy před 1 den detail |
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2. How can Greater Valley Credit Union improve its services to better support low-income families in the region while ensuring sustainable growth?Odpovědí: 3, Naposledy před 1 den detail |
V okolí
6
15
4.5
Fresno
O společnosti
- W61 -
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