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Everyone Deserves the Opportunity to Own a Safe and Affordable Home HoCo Habitat offers individuals and families with low to moderate income a chance to achieve the dream of home ownership by partnering together to build safe and affordable homes so they can break the cycle of poverty gain stability and create a foundation for future success. Our Mission At Habitat for Humanity we seek to put Gods love into action by bringing people together to build homes strengthen communities and provide hope. The Problem Many individuals and families with low to moderate incomes find homeownership out of reach due to soaring home prices and difficulty securing traditional loans. This often leads to a reliance on rental properties which can consume up to half of their earnings.