Lancaster, Morecambe and District Churches Debt Centre
The Lancaster, Morecambe and District Churches Debt Centre (registered charity no. 1173790) is a nonprofit organisation providing debt counselling and financial support services to individuals in the Lancaster and Morecambe areas of Lancashire, England. Established as a registered charity, it operates through partnerships with local churches and national charitable networks.

Services
The centre delivers one-to-one debt advice and practical assistance to individuals facing unmanageable debt. Its work includes coordinating with creditors, budgeting guidance, and facilitating access to grants via partnerships with organisations such as Acts 435, an online platform connecting donors with those in financial need[5].

Structure
As a community-focused initiative, it operates under a model that integrates support from local church networks. The centre emphasises personalised assistance, aiming to address both immediate financial pressures and long-term stability for clients.

Governance
Registered with the Charity Commission and listed under Companies House (company number CE011291), the organisation adheres to regulatory requirements governing charitable entities in England and Wales[1][4]. Its operations reflect a collaborative approach to tackling debt-related challenges in the district.

[1] https://register-of-charities.charitycommission.gov.uk/en/about-the-register-of-charities/-/charity-details/5104072 [2] https://www.stewardship.org.uk/partners/20236662 [3] https://register-of-charities.charitycommission.gov.uk/charity-search/-/charity-details/5104072/contact-information [4] https://find-and-update.company-information.service.gov.uk/company/CE011291 [5] https://www.acts435.org.uk/partners/241/