0197 Universal 1 Credit Union Inc
Universal 1 Credit Union
310387145
1937
Dayton, OH 45409 United States
u1cu.org
myu1cu
5033057
0197 Universal 1 Credit Union Inc
Overview
0197 Universal 1 Credit Union Inc., identified by its Employer Identification Number (EIN) 310387145, is a state-chartered, not-for-profit financial institution. It operates as a member-owned cooperative under the principles of "Not for Profit, Not for Charity, But for Service" and "People Helping People." Established in 1937, Universal 1 Credit Union is dedicated to enhancing personal, community, and financial well-being for its members[1][2].
Financial Structure
Universal 1 Credit Union is classified as a 501(c)(14) organization, which means it is a state-chartered credit union. Donations to this organization are not tax deductible[1].
Revenue Streams
The credit union generates its revenue predominantly from program services, which include an array of financial products and services offered to its members. Investment income also contributes a significant portion to its total revenue. In recent years, program services have accounted for between 81.1% and 98.7% of total revenue, while investment income has ranged from 1.9% to 19%[1].
Expenses
Costs are primarily comprised of salaries and wages for employees, executive compensation, and operational expenses. Salaries and wages typically account for 10.1% to 18.6% of total expenses, while executive compensation ranges from 7.5% to 15.3%[1].
Assets and Liabilities
As of recent filings, Universal 1 Credit Union has maintained total assets of approximately $374 million to $453 million. Concurrently, total liabilities have ranged between $343 million and $419 million[1].
Mission and Values
Universal 1 Credit Union's mission is encapsulated in the slogan, "Where U Come 1st!" The organization is committed to providing high-value banking services that are friendly, trustworthy, and reliable. It aims to deliver service "Beyond What You Expect," emphasizing the importance of creating the best possible experience for its members. Core values include ongoing member service, community engagement, and strong leadership to ensure financial strength[2].
Services Offered
The credit union provides a wide range of financial services, including mortgages, retirement planning, signature loans for personal needs, and financial advisory services. These services are designed to facilitate financial empowerment and support for its members[3].
[1] https://projects.propublica.org/nonprofits/organizations/310387145 [2] https://www.u1cu.org/aboutus [3] https://www.u1cu.org [4] https://www.guidestar.org/profile/31-0387145 [5] https://www.instrumentl.com/990-report/0197-universal-1-credit-union-inc
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Podobně sociální sítě (1500)
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Novinky
We’d like to recognize and congratulate our Beavercreek staff members. They went above and beyond to resolve a long-standing issue and made Ronald feel truly valued and supported. That level of care and commitment makes a meaningful difference. “I would like to tell you about your excellent staff. I financed a car through Universal 1 many years ago. The car was used for many years and finally died. It sat in my driveway until I tried to give it away. At that time, I found out the car had no title. I contacted Greene County title bureau who explained the lien had not been released. After many calls to U1 and the title bureau I had no answers. The car sat for another year. After my village had nudged me to get rid of it, I tried again at the county, to no avail. So, I came to Beavercreek Universal 1. I was met at the counter by a staff member. I explained to them what was happening. They said to me that they would take care of it personally. After a year of no one being able to help I finally had a hero. More than talking about it, they went right to work and got me a release. Now I can get rid of a car that has been sitting here for about two years. They called me right back when they got the document, and I came and got it. They took care of me and that's how I feel—like I mattered to them. ~ Thankfully yours, Ronald #employeespotlight #U1Always (fb)
📚✏️ There’s Still Time to Give! ✏️📚 Our School Supply Drive ends July 26—let’s finish strong! We’re collecting much-needed items for students, teachers, and hygiene needs to support multiple local organizations. Every donation helps create brighter futures in our community. 🛒 You can even have your donations shipped directly for your convenience! Amazon: https://www.amazon.com/hz/wishlist/ls/22Y3E2FAH8R4T/ref=hz_ls_biz_ex Walmart: https://www.walmart.com/registry/RR/055dabbf-a62b-4c8b-9742-0e69e91539e8 Most Needed Items We are grateful for your donation of these new items: Backpacks Colored pencils Crayons Facial tissue Disinfecting Wipes Folders Glue/glue sticks Markers 70ct spiral notebooks Index cards Filler paper Pencils Children’s scissors Construction paper Let’s come together to help our local schools start the year off right. 💙 #CommunityStrong #SchoolSupplyDrive #U1Cares (fb)
Poslední komentáře
Love what U1 is doing for our community! It's amazing to see a financial organization truly focused on helping individuals achieve their personal and financial well-being. 🌟 #BetterTogetherdetail |
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So impressed by the range of services offered by U1! From financial coaching to exclusive auto loan rates, it’s clear that you really care about supporting all of us on our financial journeys. 🙌💚 #CommunityFirstdetail |
Poslední diskuze
- How can U1 Credit Union enhance its services to better support financial literacy among its members and the community?Odpovědí: 3, Naposledy před 1 den detail |
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Odpovědí: 3, Naposledy před 1 den detail |
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- What strategies can U1 implement to engage more youth in their financial programs and services?Odpovědí: 3, Naposledy před 1 den detail |
V okolí
80
7
4.5
Dayton
O společnosti
- W61 -
U1 Checking U1 Savings Health Savings Account IRA Business Checking Savings Youth Accounts Club Accounts Financial Advisors Personal Financial Coaching Exclusive assistance that aligns with your particular financial needs. Learn More Auto Loans Signature Personal Loans Mortgage Center Credit Cards Overdraft Line of Credit Student Loans U1 Mortgage Services Whether you39re a first time home buyer found a new home or just starting to look we39ll take the time to understand your home needs. Learn more Digital Services Card Services FAQs Videos Pay Your Loan Direct Deposit Overdraft Privilege PLUS Online Security Financial Planning Online U1 Loan Payments Pay your U1 loan payments from outside bank accounts. Learn more About Us U1 Eligibility Hours Locations Contact Us News Events U1 Blog Annual Meeting U1 in the Community Find out where U1 will be next and what events we have coming up.
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